Insurers are increasing the number of liability surveys undertaken in order to determine the level of compliance with health and safety legislation. Where they establish the insured isn't meeting their statutory duties they impose onerous risk improvements designed to bring the risk up to an acceptable level and continuation of cover may even be at risk.

Assistance has been provided to many clients in order to help them comply with their risk improvement requirements and the insurance company surveyors and liability underwriters know the high standards achieved and are more than comfortable with our appointment which often leads to an extension in time.

How many times have you had to inform a client that an employee is being paid for an accident at work which your client believes should have been defended? All too often the claim is paid under the Woolf Protocol because quality health and safety documentation is lacking.

Whilst too late for this claim your client needs to be in better position to try and defend any future claims.

JMS Risk Solutions Ltd's philosophy is to work with your clients so:

• They are one of the better managed risks;
• That accidents will be reduced; and
• That documentation will be available to defend future claims.

This will enable you to control your clients' liability premiums.

The range of services includes:

Health and Safety Policies

Health and Safety Manuals

Risk Assessments

Safe Systems of Work

Monitoring

Fire Risk Assessments

Accident Investigations

Auditing Existing Health and Safety Management Systems

Health and Safety Training

Ongoing Support

Any of the above can be undertaken individually or as an annual retained contract.